Master Your Money Through Practical Learning
Budget control doesn't happen by accident. It's a skill you build through understanding how money moves, where it goes, and why certain habits stick while others don't. Our program walks you through real scenarios that mirror what people actually face when trying to get their finances under control.
Program Structure
Six comprehensive modules delivered over twelve weeks, starting September 2025. Each session runs 90 minutes with hands-on exercises that you'll actually use afterward.
Learning Format
Small cohorts of 12-15 participants. This keeps discussions focused and lets everyone get individual attention when working through their specific situations.
Who This Fits
Adults who want better control over their finances but haven't found approaches that work for their lifestyle. No prior finance background needed.
What You'll Actually Learn
We start with tracking patterns. Most people think they know where their money goes, but when you actually map it out, surprises show up. Weeks one and two focus on building awareness without judgment.
Then we move into categories that make sense for your life. Not generic budget buckets, but groupings that reflect how you actually spend. This is where things start clicking for most participants.
The middle modules tackle decision-making frameworks. How do you choose between competing priorities when everything feels important? We work through real examples from past participants who agreed to share their situations.
Final sessions cover maintenance and adjustment. Because life changes, and rigid systems break. You'll learn how to adapt your approach when income shifts, expenses spike, or priorities evolve.

Program Components Breakdown
| Module | Core Focus | Practice Tools | Expected Outcome |
|---|---|---|---|
| Foundation Week | Expense tracking methods and pattern recognition | Daily logging templates, category worksheets | Clear view of current spending habits |
| Structure Building | Creating personalized budget categories | Category design framework, allocation guides | Custom budget structure that fits your life |
| Decision Making | Priority assessment and trade-off evaluation | Decision matrices, scenario planning sheets | Confident choices about spending priorities |
| Adaptation Skills | Adjusting budgets for life changes | Flexibility frameworks, revision processes | Ability to maintain control through transitions |
Learn From People Who've Been There
Our instructors aren't just finance professionals. They're people who've navigated their own budget challenges and found approaches that actually work in daily life.
Lyudmila Prokhorenko
Financial Planning Instructor
Spent eight years helping families in Tainan develop sustainable budgets. She focuses on practical systems that don't require perfect discipline to maintain.
Branimir Kovačević
Behavioral Finance Guide
Combines psychology background with budget coaching. Teaches why we make certain money decisions and how to work with our tendencies instead of against them.
Siobhan MacLeod
Expense Tracking Specialist
Develops the tracking tools we use in the program. She's tested dozens of methods to find what actually gets used consistently rather than abandoned after two weeks.
Ragnhild Søreide
Adaptation Strategies Coach
Specializes in helping people maintain budget control during major life transitions. Career changes, family shifts, relocation—she's guided people through all of it.
Next Cohort Starts September 2025
We're accepting applications through July for the autumn program. Space is limited to maintain the small group format that makes the learning work. If you're tired of budget systems that fall apart after a few weeks, this might be the approach you've been looking for.
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